j20 and local-law access
Access to j20 depends on local law and is available only where local law permits. The same rule applies to account opening, wallet use, deposits and any return transfer we process through UPI, Paytm, PhonePe. We may ask for account details, location signals or proof needed
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under law before you can continue. If a rule changes in your state or your request conflicts with local law, that part of the service will not be offered until it can be handled lawfully. Payment routes are shown only to support your account activity, and
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each transfer request is checked against the details on file before any action is taken. This page sits alongside our terms, privacy notice and game rules, and the current wording applies when there is a conflict. Where a request cannot be completed, we will tell you
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what is missing and which channel to use next.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.